General Information

With its headquarter in San Juan, Puerto Rico, the ATH® was inaugurated in May 1983 and since then has evidenced a solid growth. Currently it is a service offered by EVERTEC, in Puerto Rico, the Dominican Republic and Costa Rica, and working to expand to other countries. The ATH® Network provides significant benefits to those customers that use its ATH® card for purchases as well a to the card issuing institutions that are linked to the Network.

This is our history:

May 1983 The first automatic teller machine was installed for customer use at Cupey Center Branch of Banco Popular.
October 1983 The marketing campaign for television was launched to advertise the ATH® service. ATMs were already installed at the Metropolitan Area of San Juan, Ponce, Mayagüez, and Fajardo.
December 1983 The first off-premises ATM was installed at the facilities of Pueblo Supermarket at De Diego Avenue (tourist zone). This service was branded "the Bank away from the Bank". This marked a shift in the strategy by giving priority to the installation of ATMs at business outlets rather that at branch offices. Customers may now make their transactions without having to visit a bank's branch.
March 1984 Known today as FirstBank, the First Federal Savings Bank executed its first interchange transaction at an ATM they had installed at their branch at Plaza Las Americas.
July 1984 An agreement was signed between Banco Popular and American Express for the interchange of electronic transaction.
August 1986 Visa cards started to be accepted at the ATH® Network.
October 1986 The ATH® service becomes available at U. S. Virgin Islands
June 1987 Interchange of transactions began with national and international networks such as NYCE, Plus and Honor (now Star).
November 1988 An agreement for reciprocal interchange was signed between ATH® Network and PREESTO.
May 1989 The one million ATM monthly transactions mark was attained in the ATH Network.
February 1990 ATH® Network begins to accept Cirrus cards.
April 1992
Banco Popular launched the service for the acceptance of the ATH® card for the payment of goods and services at Banco Popular's merchants by means of a point-of-sale terminal ("POS"). This product was branded "Express Payment".

December 1994

Banco Popular's POSs begin to accept ATH® participants' cards.
December 1995 The one million POS monthly transactions mark was attained in the ATH® Network.
February 1996 The POS driving and management service was made available to ATH® Network participants.
March 1996 The ATH® Network was inaugurated at the Dominican Republic.
June1997 The ATH® Network was inaugurated at the Republic of Costa Rica.
December 1997 The one million ATM monthly transactions mark was attained in the Dominican Republic ATH® Network.
June 1999 Popular Inc. acquired GM Group, Inc.
2000 Popular Inc. acquired CreST, S.A. in Costa Rica
March 2000 ATH operations are transferred to GM Group, Inc.
April 2004 ATH operations are transferred to EVERTEC, Inc.