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Annual
 

2004

2005

2006

2007

20081

(Dollars in millions, except per common share data)
Selected Financial Information
Net Interest Income

$1,375.5

$1,424.2

$1,427.9

$1,449.4

$357.2

Non-Interest Income

608.8

785.3

809.5

694.3

308.0

Operating Expenses

1,171.0

1,328.2

1,485.1

1,704.6

372.5

Net Income (Loss)(before cumulative effect of accounting change)

489.9

537.1

357.7

(64.5)

103.3

Net Income (Loss)(after cumulative effect of accounting change)

489.9

540.7

357.7

(64.5)

103.3

Total Assets

$44,401.6

$48,623.7

$47,404.0

$44,411.4

$41,821.6

Net Loans

28,742.3

31,710.2

32,736.9

29,911.0

27,931.2

Deposits

20,593.2

22,638.0

24,438.3

28,334.5

26,966.7

Total Stockholders’ Equity

3,104.6

3,449.2

3,620.3

3,581.9

3,471.7

Tier I Capital to risk-adjusted assets

11.82%

11.17%

10.61%

10.12%

9.55%

Total Capital to risk-adjusted assets

13.21%

12.44%

11.86%

11.38%

10.82%

Market Capitalization

$7,685.6

$5,836.5

$5,003.4

$2,968.3

$3,271.2

Return on Assets (ROA)

1.23%

1.17%

0.74%

(0.14%)

0.97%

Return on Equity (ROE)

17.60%

17.12%

9.73%

(2.08%)

12.83%

Per Common Share2
Net Income (Loss)(basic)(before cumulative effect of accounting change)

$1.79

$1.97

$1.24

($0.27)

$0.36

Net Income (Loss)(diluted)(before cumulative effect of accounting change)

$1.79

$1.963

$1.24

($0.27)

$0.36

Net Income (Loss)(basic)(after cumulative effect of accounting change)

$1.79

$1.98

$1.24

($0.27)

$0.36

Net Income (Loss)(diluted)(after cumulative effect of accounting change)

$1.79

$1.97

$1.24

($0.27)

$0.36

Dividends (declared)

0.62

0.64

0.64

0.64

0.16

Book Value

10.95

11.82

12.32

12.12

11.71

Market Value:
   High

$28.87

$28.03

$21.98

$18.94

$14.07

   Low

20.04

20.10

17.23

8.65

8.90

   End

28.83

21.15

17.95

10.60

11.66

Dividend Payout Ratio

32.85%

32.31%

51.02%

(233.89%)

44.67%

1 Financial information as of March 31, 2008.
2
Per common share data adjusted for stock splits.
3 Quarterly amounts for 2005 do not add to the year-to-date total due to rounding.