| Annual |
| |
2004 |
2005 |
2006 |
2007 |
20081 |
| (Dollars in millions, except per common share data) |
| Selected Financial Information |
| Net Interest Income |
$1,375.5 |
$1,424.2 |
$1,427.9 |
$1,449.4 |
$357.2 |
| Non-Interest Income |
608.8 |
785.3 |
809.5 |
694.3 |
308.0 |
| Operating Expenses |
1,171.0 |
1,328.2 |
1,485.1 |
1,704.6 |
372.5 |
| Net Income (Loss)(before cumulative effect of accounting change) |
489.9 |
537.1 |
357.7 |
(64.5) |
103.3 |
| Net Income (Loss)(after cumulative effect of accounting change) |
489.9 |
540.7 |
357.7 |
(64.5) |
103.3 |
| Total Assets |
$44,401.6 |
$48,623.7 |
$47,404.0 |
$44,411.4 |
$41,821.6 |
| Net Loans |
28,742.3 |
31,710.2 |
32,736.9 |
29,911.0 |
27,931.2 |
| Deposits |
20,593.2 |
22,638.0 |
24,438.3 |
28,334.5 |
26,966.7 |
| Total Stockholders’ Equity |
3,104.6 |
3,449.2 |
3,620.3 |
3,581.9 |
3,471.7 |
| Tier I Capital to risk-adjusted assets |
11.82% |
11.17% |
10.61% |
10.12% |
9.55% |
| Total Capital
to risk-adjusted
assets |
13.21% |
12.44% |
11.86% |
11.38% |
10.82% |
| Market Capitalization |
$7,685.6 |
$5,836.5 |
$5,003.4 |
$2,968.3 |
$3,271.2 |
| Return on Assets (ROA) |
1.23% |
1.17% |
0.74% |
(0.14%) |
0.97% |
| Return on Equity (ROE) |
17.60% |
17.12% |
9.73% |
(2.08%) |
12.83% |
| Per
Common Share2 |
| Net Income
(Loss)(basic)(before cumulative effect of accounting change) |
$1.79 |
$1.97 |
$1.24 |
($0.27) |
$0.36 |
| Net Income (Loss)(diluted)(before cumulative effect of accounting change) |
$1.79 |
$1.963 |
$1.24 |
($0.27) |
$0.36 |
| Net Income (Loss)(basic)(after cumulative effect of accounting change) |
$1.79 |
$1.98 |
$1.24 |
($0.27) |
$0.36 |
| Net Income (Loss)(diluted)(after cumulative effect of accounting change) |
$1.79 |
$1.97 |
$1.24 |
($0.27) |
$0.36 |
| Dividends (declared) |
0.62 |
0.64 |
0.64 |
0.64 |
0.16 |
| Book Value |
10.95 |
11.82 |
12.32 |
12.12 |
11.71 |
| Market Value: |
| High |
$28.87 |
$28.03 |
$21.98 |
$18.94 |
$14.07 |
| Low |
20.04 |
20.10 |
17.23 |
8.65 |
8.90 |
| End |
28.83 |
21.15 |
17.95 |
10.60 |
11.66 |
| Dividend
Payout Ratio |
32.85% |
32.31% |
51.02% |
(233.89%) |
44.67% |
|
|
1 Financial information as of March 31, 2008.
2 Per common share data adjusted for stock splits.
3 Quarterly amounts for 2005 do not add to the year-to-date total due to rounding.
|
|
Corporate Governance
