How does a secured credit card work?
It works just like a typical credit card. You can use it to make purchases anywhere MasterCard is accepted up to the amount of your credit limit. That includes online transactions as well as over the phone. You also have access to cash at hundreds of thousands of ATMs all over the world.

What will happen to my deposit?
Your deposit will be placed into an interest bearing savings account with Banco Popular. While your deposit earns interest, you will be able to enjoy the benefits of a major credit card.

How do I build good credit?
Whether you're looking to establish credit or you've had a few credit blemishes in the past and you're looking to re-build good credit, the Banco Popular Secured MasterCard can help. All you have to do is pay your minimum balance or more on time each month and watch your credit score grow.

Will I be able to get an unsecured MasterCard from Banco Popular?
Yes. As long as you keep your credit card account in good standing, we will review your account from time to time to see if you qualify for an unsecured Banco Popular MasterCard.