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Personal > Personal Loans and Mortgages > Home Equity Loans and Line of Credit*

Whether you want to consolidate all of your credit card balances, start a home improvement project, fund college expenses, or take a well-deserved vacation, you can use the equity that you have earned in your home to get the cash you need.

Remember, the interest on your Popular Home Equity Loan or Line of Credit may be tax deductible. (Consult your tax advisor regarding the deductibility of interest).

Take advantage of the low-interest rates of our Popular Home Equity Loan and Line of Credit products today!

Popular Home Equity Loan:

 
  • Variety of Loan Terms. A variety of loan terms are available, depending on your loan amount -- Select the loan term that fits your budget and financial goals.
  • Variety of Loan Amounts. Borrow up to 89.9% of the equity in your home, or up to 50% on investment properties. Minimum loan amount of $5,000.
  • Fixed Rate and Fixed Monthly Payment. With a standard monthly payment for the life of the loan, you will never be surprised by the amount of the payment.
  • Lower your Popular Home Equity Loan rate even more! Choose our auto-debit option, and reduce the rate on your Popular Home Equity Loan by ¼%.

Popular Home Equity Line of Credit

 
  • Revolving Line of Credit. This low interest line of credit is one that you can use again and again.
  • Credit Limits for up to 89.9% of the equity in your home, or 50% on investment properties, are available. Minimum Credit Line amount of $5,000.
  • Variable Rate and Flexible Payments. A minimum payment based on the outstanding balance will be due each month. Choose to pay only the minimum, or pay down your balance and have it available for you to use again and again.
  • Lower your Popular Home Equity Line of Credit rate even more! Choose our auto-debit option, and reduce the rate on your Popular Home Equity Line of Credit by ¼%.

* Subject to a complete application being submitted by 2:00pm EST for a decision by 8:00pm EST. Home Equity services not available in Texas.

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