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Whether you want to consolidate all of your credit card balances, start a home improvement project, fund college expenses, or take a well-deserved vacation, you can use the equity that you have earned in your home to get the cash you need.

Remember, the interest on your Popular Home Equity Loan or Line of Credit may be tax deductible. (Consult your tax advisor regarding the deductibility of interest).

Take advantage of the low-interest rates of our Popular Home Equity Loan and Line of Credit products today!

Equity Advantage Line of Credit

 
  • Revolving Line of Credit. This low interest line of credit is one that you can use again and again.
  • Credit Limits for up to 70%-79.9% of the equity in your home (depending on state in which your property is located). Maximum Credit Line of $400,000 (for properties valued at $1 million or less) and maximum home value of $2 million.
  • Rate Lock Option. Lock in all of your outstanding line balance or up to three separate portions at a fixed rate and term with our convenient rate lock option.
  • Variable Rate and Flexible Payments. A minimum payment based on the outstanding balance will be due each month. Choose to pay only the minimum, or pay down your balance and have it available for you to use again and again.
  • Lower your Equity Advantage Line of Credit rate even more! Choose our auto-debit option, and reduce the rate on your Equity Advantage Line of Credit by ¼%.

Popular Home Equity Loan

 
  • Variety of Loan Terms. A variety of loan terms are available, depending on your loan amount -- Select the loan term that fits your budget and financial goals.
  • Variety of Loan Amounts. Borrow up to 70%-79.9% of the equity in your home (depending on state in which your property is located). Maximum loan amount of $400,000 (for properties valued at $1 million or less) and maximum home value of $2 million.
  • Fixed Rate and Fixed Monthly Payment. With a standard monthly payment for the life of the loan, you will never be surprised by the amount of the payment.
  • Lower your Popular Home Equity Loan rate even more! Choose our auto-debit option, and reduce the rate on your Popular Home Equity Loan by ¼%.

Equal Opportunity Lender

* Subject to a complete application being submitted by 2:00pm EST for a decision by 8:00pm EST. Home Equity services not available in Texas.

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