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Personal > Checking and Savings > Checking Accounts > Ideal SM SM

Is the most complete and convenient account in the market; all your financials needs under the same account number. Includes a checking section, an interest-generating savings section and a Reserve line of credit.1 This account definitely maximizes your money.

Account Features
  • No monthly fee if you maintain the minimum daily balance during the entire cycle.
  • Attractive tiered interest in the savings section; the higher your balance the higher the interest rate.
  • Reserve Line of Credit1 that is activated automatically to cover your overdrafts with your approved credit line or with your savings if you don’t have an approved credit line. Your credit will not be affected!
  • ATH International Visa card completely FREE of charge.
  • CheckImageSM, our check register service, helps you balance your account by including copies of your canceled checks in numerical order.
  • 25 checks per month FREE.
  • ½% discount on new personal and unsecured loans.2
  • Up to an additional 1/4% on the interest rate when you open a CIMA certificate of deposit.
  • More exclusive Banco Popular benefits

Fees

  • $9.00 monthly fee if your balance in the checking section drops below $500 at any time during the cycle.
  • $0.50 for each additional check over twenty five during the cycle.

1 Subject to credit approval.
2 Discounts on personal and auto loans apply only to new loans. May not be used with other offers. Loans are subject to credit approval.

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