0% interest on balance transfers for the first 6 months2
Protection and Assistance
Customer Service 24 hours a day, 7 days a week all year by calling (787) 758-0505 or 1-800-981-9505
100% Protection Against Unauthorized Charges: Shop at your favorite stores with the security and peace of mind that you will not be responsible for unauthorized purchases.
Car Rental Insurance:FREE loss and damage car rental insurance when you rent a vehicle and pay with your credit card while traveling almost anywhere in the world3
Travel Accident Insurance: FREE coverage up to $250,000 when you purchase your tickets with your credit card.3
Travel Emergency Assistance: Assistance in identifying banking, medical and legal services in case of emergency while traveling.
Accessibility and Convenience
Information and Services : Check your transactions, funds availability and pay your bills with your credit card, using our Internet Banking service at www.bancopopular.com or by calling TeleBanco Popular® (787) 724-3659 or 1-888-724-3659.
Card Replacement: Your card is replaced if it’s lost or stolen while traveling.
Cash Advance: You can obtain cash in ATM machines in Puerto Rico and around the world.
MasterDeliveryTM4: When you register at www.masterdelivery.com all your purchased items will be sent to an address in the US and MasterCard Delivery will ship them directly to your home.
Chargegard Plus 5: Now you don’t have to worry if your favorite store doesn’t deliver to your home. When you register at www.mastercarddelivery.com all your purchased items will be sent to an address in the US and MasterCard Delivery will ship them directly to your home.
Subject to credit approval. Offer valid until March 31, 2008 and only for new accounts. Not valid with any other offers. Your account must be kept open and up to date. In case your payment is received past its due date the offers will be void. 1Special rate for purchases is valid for 3 months from the date the account was opened. After this, the regular rate will apply to the balance and new purchases. 2 Special rate on balance transfer is valid for six months from the date the account was opened. After this offer expires, the regular rate will apply to the balance and new transfers. Not valid for transfers of other debt with Banco Popular. Subject to credit line availability. Balance transfer and convenience checks are considered cash advances. There is no grace period. Additional information: The APR is variable and may change. The APR will be determined by adding the value of the United States Prime Rate as published in The Wall Street Journal plus a margin.
For US Virgin Islands: APR for purchases, balance transfers from other institutions and convenience checks from a minimum of 8.99% . Your APR is based on your credit score and the Prime Rate applicable at the time your application is evaluated. The minimum APR applicable to cash advances will be 19.99%.
British Virgin Islands: APR for purchases, balance transfers from other institutions and convenience checks from a minimum of: 9.99%. The APR is determined by the banking relationships you maintain with the Bank and the current Prime Rate applicable at the time your application is evaluated. The minimum APR applicable to cash advances will be 19.99%.
Late payment charges for U.S. and British Virgin Islands: $15 for balances of up to $100; $29 for balances greater than $100 up to $250; $39 for balances greater than $250. Returned check fee: $10. Cash advances, balance transfers and convenience checks fee: 2% of the amount: $2 minimum, $10 maximum. Grace period for purchases from a minimum of 22 days. Balance is calculated based on average daily balance (including new purchases). 3 Subject to the terms and conditions of the policies. For more information call (787) 758-0505 or 1-800-981-9505. 4 You are responsible for the shipping and handling fees of the order delivered from the US to your home. For more information visit www.masterdelivery.com. 5 Chargegard Plus is not available to British Virgin Islands residents. Banco Popular will not condition the credit decision related to your application to the purchase of any insurance product from any affiliate; or your agreement not to obtain or purchase an insurance product from a non affiliated institution. The Bank will not reject an insurance presented by you related with your credit transaction as long as said insurance complies with all the requirements and standards related to the coverage financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of, or guaranteed by, the Bank or its affiliates; they are not insured by the FDIC or any other U.S. agency, the Bank or its affiliates. For more information, call Caribbean American Life Assurance Company at 787-250-1199.