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If you are planning to purchase or construct your principal residence, and do not have savings for a down payment, this loan insured by the USDA- Rural Development may be your best option.

1 Subject to credit approval. Example: A loan of $100,000 at 6.43% APR, for 30 years will have a monthly payment of $623.87. The payments from the examples do not include legal and incidental expenses, prepaid expenses or any type of insurance and taxes. Some conditions and restrictions apply.

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